Where do you guys put emergency fund money at?
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Just an online savings account for me. Discover is giving 4.0% APY these days (and I'm sure others are in the ballpark).
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Wealthfront cash acct is 4.55%
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UFB Direct at 5.02% APY.

Open up an online high yield savings account. There are plenty of banks paying at least 4.5%, with some paying 5% or slightly above.


https://www.bankrate.com/banking/sav...ings-accounts/
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Vanguard Brokerage Account. Settlement fund yields their money market. 5.16%. It takes 1-2 days to ACH in my checking.
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As of NY close July 5, 2023


Company Rank/Company Name/Market Capitalization(07-05-2023)/Headquarters City, State

MIDWEST: 14 Companies--$3.357T Total Market Cap
8 Berkshire Hathaway--$744.26B(Omaha, NE)
10 UnitedHealth--$447.49B(Minnetonka, MN)
11 Eli Lilly--$442.07B(Indianapolis, IN)
17 Proctor & Gamble--$358.82B(Cincinnati, OH)
25 AbbVie--$242.80B(North Chicago, IL)
29 McDonalds--$216.76B(Chicago, IL)
35 Abbott Laboratories--$189.58B(Chicago, IL)
61 Union Pacific--$124.75B(Omaha, NE)
65 Deere & Co--$118.64B(Moline, IL)
72 Stryker--$112.88B(Kalamazoo, MI)

75 Elevance Health--$105.02B(Indianapolis, IN)
79 Mondelez--$99.71B(Chicago, IL)
99 Progressive--$77.48B(Mayfield, OH)
100 Fiserv---$77.10B(Brookfield, WI)

NORTHEAST: 33 Companies--$5.179T Market Cap
14 Johnson & Johnson--$423.09B(New Brunswick, NJ)
15 JPMorgan Chase--$422.68B(New York, NY)
21 Merck--$292.79B(New York, NY)
24 Pepsico--$257.04B(Harrison, NY)
32 Pfizer--$205.99B(New York, NY)
33 Thermo Fisher Scientific--$201.24B(Waltham, MA)
37 Danaher--$175.16B(Washington, DC)
38 Comcast--$172.92B(Philadelphia, PA)
44 Verizon--$157.56B(New York, NY)
47 Philip Morris--$151.52B(Stamford, CT)

48 Raytheon Technologies--$143.54B(Waltham, MA)
49 Morgan Stanley--$143.49B(New York, NY)
52 Bristol-Myers Squibb--$135.98B(New York, NY)
54 American Express--$130.49B(New York, NY)
56 Boeing--$128.32B(Arlington, VA)
58 S&P Global--$128.19B(New York, NY)
62 IBM--$121.89B(Armonk, NY)
66 General Electric--$118.45B(Boston, MA)
67 Lockheed Martin--$117.19B(Bethesda, MD)
74 Goldman Sachs--$107.22B(New York, NY)

76 BlackRock--$103.76B(New York, NY)
78 Booking Holdings--$99.73B(Norwalk, CT)
80 TJX Companies--$97.34B(Framingham, MA)
82 Analog Devices--$95.26B(Wilmington, MA)
83 American Tower--$92.44B(Boston, MA)
84 Marsh & McLennan--$92.03B(New York, NY)
85 Citigroup--$91.10B(New York, NY)
86 ADP--$90.80B(Roseland, NJ)
87 Vertex Pharcmaceuticals--$89.71B(Boston, MA)
88 CVS Health--$89.21B(Woonsocket, RI)

92 Cigna $83.06B(Bloomfield, CT)
96 Regeneron Pharmaceuticals--$78.75B(Tarrytown, NY)
97 Zoetis--$78.25B(Parsippany-Troy Hills, NJ)

SOUTH: 19 Companies--$4.083T Total Market Cap
6 Tesla--$895.32B(Austin, TX)
12 Exxon Mobil--$432.23B(Irving, TX)
13 Walmart--$425.76B(Bentonville, AR)
19 Oracle--$314.74B(Austin, TX)
20 Home Depot---$313.09B(Atlanta, GA)
23 Coca-Cola--$263.92B(Atlanta, GA)
27 Bank of America--$231.74B(Charlotte, NC)
43 Texas Instruments--$160.22B(Dallas, TX)
45 UPS--$154.57B(Atlanta, GA)
46 Nextera Energy--$151.65B(Juno Beach, FL)

51 Honeywell--$137.41B(Charlotte, NC)
53 Lowe's--$132.13B(Mooresville, NC)
59 Caterpillar--$126.41B(Irving, TX)
60 ConocoPhillips--$125.87B(Houston, TX)
70 AT&T--$114.88B(Dallas, TX)
77 Charles Schwab--$103.17B(Westlake, TX)
91 HCA Healthcare--$83.48B(Nashville, TN)
94 Altria Group--$82.07B( Richmond, VA)
98 Southern Company--$78.15B(Atlanta, GA)

WEST: 33 Companies--$14.856T Market Cap
1 Apple--$3.050T(Cupertino, CA)
2 Microsoft--$2.532T(Redmond, WA)
3 Alphabet--$1.526T(Mountain View, CA)
4 Amazon--$1.337T(Seattle, WA)
5 NVIDIA--$1.045T(Santa Clara, CA)
7 Meta Platforms--$756.63B(Menlo Park, CA)
9 Visa--$500.46B(San Francisco, CA)
18 Broadcom--$357.82B(San Jose, CA)
22 Chevron--$292.47B(San Ramon, CA)
26 Costco--$239.80B(Issaquah, WA)

28 Adobe--$223.50B(San Jose, CA)
30 Cisco--$210.84B(San Jose, CA)
31 Salesforce--$208.26B(San Francisco, CA)
34 Netflix--$198.22B(Los Gatos, CA)
36 AMD--$183.50(Santa Clara, CA)
39 Nike--$169.63B(Beaverton, OR)
40 T-Mobile US--$167.45B(Bellevue, WA)
41 Walt Disney--$164.07B(Burbank, CA)
42 Wells Fargo--$163.14B(San Francisco, CA)
50 Intel--$139.47B(Santa Clara, CA)

55 QUALCOMM--$130.49B(San Diego, CA)
57 Intuit--$128.31B(Mountain View, CA)
63 Amgen--$120.69B(Thousand Oaks, CA)
64 Applied Materials--$119.46B(Santa Clara, CA)
68 Intuitive Surgical--$116.99B(Sunnyvale, CA)
69 ServiceNow--$115.26B(Santa Clara, CA)
71 Prologis--$114.50B(San Francisco, CA)
73 Starbucks--$112.87B(Seattle, WA)
81 Gilead Sciences--$96.34B(Foster City, CA)
89 Uber--$88.52B(San Francisco, CA)

90 Lam Research--$86.34B(Fremont, CA)
94 Airbnb--$82.99B(San Francisco, CA)
95 Palo Alto Networks--$78.87B(Santa Clara, CA)
[Reply]

Predictions are like assholes but the recession never came and bear markets are always followed by bull runs.





https://www.msn.com/en-us/money/mark...8f428670df7ac6
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My dollar cost averaging 401k is up 19% in the past year now going back to last July. Quite a difference from earlier this year.
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I really don't keep a close eye on mine, but your post inspired me to look. Up 19% year to date and 24% in the last year. Almost back to all time high before everything tanked.
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And this is why market timing seldom works. If you believed the fear, you sold at lows and staying in cash caused you to miss out on the past 6 months of gains.
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+17% past year, +16% YTD for me in my boring target date funds.
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Let’s fucking go boys!!!!!!
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NVDA doubters, keep on doubting.
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NVDA is in the top ten things on earth that I love right now.
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My daughters "MAIN" dividend stock is up 50.3755% since we bought it 1/06/21. That's 20% per year through all this up and down crap.

ETRADE shows only 22.62% gain because it doesn't figure in dividend reinvestment.
Annoying,

we started with $3196 and the ending value is $4806. That's 50%
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