Rich Dad writer is saying go gold and silver.
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The one that went broke after he wrote the book?
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Who is that?

I haven't been seeing all the used car salesman with their doom and gloom buy gold and silver commercials lately. Google's AI will probably flood me with them now that I've typed this out.
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might as well do a bond or cd at that point
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I wouldn't take advice from a guy that brags about being $1B in debt, but that's just me.
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I'm still gobbling up 5+ % long-term CDs like they're Tootsie Rolls.
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I have no idea, I just read about a paragraph and moved on.
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I don’t, I only kind of know who he is. My comment was more of a joke. I don’t think one guy can shift a market.
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What duration are you getting?
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I'm shooting for 5 years. I can still find those pretty consistently through Fidelity. The 10 year ones are down to 4.5 or 4.75, which actually is still good if you're retiring and think inflation is headed to 2.9 again. But10 year terms are hard to find.

I've got some shorter term ones as well that are a little higher, but I'd rather get 5 or 10 year. Lesson learned: don't buy JP Morgan CDs. They'll offer high rates and then will call them on you.

These rates probably aren't good for anyone under 55, but they're great for the 60+ crowd.
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6 months ago I put most of my assets in S&P funds and I think that’s gonna be the long term plan. Listen to Warren Buffett. S&P will always go up and if it doesn’t then everybody is ****ed.

I have FZROX which has no expense ratio. It’s free. It’s performed great.
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I bought into some travel stocks back in 2021 hoping for a nice rebound. To date, they’ve been hit or miss. As others have noted, Royal Caribbean has crushed it but Carnival is lagging. Same deal with airlines- I’ve got a couple that are up and a couple that are still down three years later. Not sure what to make of it all.
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minor correction:


FZROX is not an S&P 500 fund, its a total market fund (it has small and mid caps) so its not quite the same as investing in the S&P500


here's a 10 year chart of FZROX vs the S&P 500 https://seekingalpha.com/symbol/FZRO...ic=priceReturn


if youre trying to specifically invest in the S&P 500 and mimic the perforfance of the S&P 500 then things like SPY or VOO etc are what youre going to want to look at.
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I've got a little LUV and it's languished for a long time. I'm debating moving on from it, but haven't found the strength to do so yet. I like their business model.
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No fees at all? That's intriguing. I hate paying fees, and would like some broad market exposure.
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