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Nzoner's Game Room>Investing megathread extravaganza
DaFace 11:23 AM 06-27-2016
A place to talk about investing stuff.
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MTG#10 03:12 PM 02-18-2021
Originally Posted by Hammock Parties:
EBON down 2% after hours

bullet dodged!
Yeah it must be over, bankruptcy incoming.
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Hog's Gone Fishin 03:13 PM 02-18-2021
Originally Posted by TinyEvel:
PLUG down to $50. Hold, sell, or buy more?
I wouldn't sell anything today unless you want money to put in a better choice.
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SupDock 03:35 PM 02-18-2021
Originally Posted by Hog's Gone Fishin:
I think the solution ,which my banker said he could do , was to do a loan modification at the 5 years. So for example I could take the remaining 25 years and have them change it to 10 so I have the 15 yr loan in essence. Yes the required payment will be higher but I hate paying all the interest on a long term loan anyway. So looks like you got out of their scandle.
I assume this would essentially be a refinance, and have associated fees?
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Hog's Gone Fishin 03:40 PM 02-18-2021
Originally Posted by SupDock:
I assume this would essentially be a refinance, and have associated fees?
My bank will do a loan modification with minimal fees . No appraisal needed. Basically just a little paperwork. They're so wonderful.
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SupDock 03:47 PM 02-18-2021
Originally Posted by Hog's Gone Fishin:
My bank will do a loan modification with minimal fees . No appraisal needed. Basically just a little paperwork. They're so wonderful.
That is awesome.

Google indicates most lenders don't offer this without financial hardship for the borrower
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Mr_Tomahawk 04:06 PM 02-18-2021
Who the fuck sold their CCIV....Clay?

That was a piss-poor EOD. Still green, I suppose....
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Hammock Parties 04:13 PM 02-18-2021
Originally Posted by Mr_Tomahawk:
Who the fuck sold their CCIV....Clay?

That was a piss-poor EOD. Still green, I suppose....
Hell to the naw naw naw
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lewdog 04:26 PM 02-18-2021
Originally Posted by Hammock Parties:
Hell to the naw naw naw
Given the money you've made, you should have an awesome down payment for a house. Are you shooting for 20% down? Houses in the Midwest are super cheap, which is nice.
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Hammock Parties 04:28 PM 02-18-2021
Originally Posted by lewdog:
Given the money you've made, you should have an awesome down payment for a house. Are you shooting for 20% down? Houses in the Midwest are super cheap, which is nice.
25% and pre-approved already.

Ready to be terrified when something breaks.
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lewdog 04:35 PM 02-18-2021
Originally Posted by Hammock Parties:
25% and pre-approved already.

Ready to be terrified when something breaks.
Good for you. Awesome start.

Home ownership is a financial bitch. Seems like something is always needing to be replaced and my house isn't even that old!
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Pointer19 04:57 PM 02-18-2021
Originally Posted by lewdog:
Good for you. Awesome start.

Home ownership is a financial bitch. Seems like something is always needing to be replaced and my house isn't even that old!
I hate the idea of pissing money away on rent, but with the current housing prices and these kinds of things I can't deal with, I think I'll be a tenant for the foreseeable future. :-)
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In58men 04:58 PM 02-18-2021
Originally Posted by lewdog:
Good for you. Awesome start.

Home ownership is a financial bitch. Seems like something is always needing to be replaced and my house isn't even that old!
The coil in my AC went out after 5 years lol.

We bought the house brand new.
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In58men 04:59 PM 02-18-2021
Originally Posted by Pointer19:
I hate the idea of pissing money away on rent, but with the current housing prices and these kinds of things I can't deal with, I think I'll be a tenant for the foreseeable future. :-)
Rent here in Cali is the same as a fucking mortgage, it’s ridiculous.

It’s all about that interest rate though.
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KCUnited 05:03 PM 02-18-2021
Buy home, sell for profits. Buy more expensive home, sell for bigger profits. Rinse, repeat until forever home. Too many people get attached to their piece of shit starter home.
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Hammock Parties 05:06 PM 02-18-2021
Originally Posted by KCUnited:
Buy home, sell for profits. Buy more expensive home, sell for bigger profits. Rinse, repeat until forever home. Too many people get attached to their piece of shit starter home.
My grandparents mortgaged their home multiple times to live off the loans.

I wonder what their credit score was when they died.
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