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Lenny "The Cool" Lounge>Investing megathread extravaganza
DaFace 11:23 AM 06-27-2016
A place to talk about investing stuff.
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lewdog 06:03 PM 08-29-2018
Originally Posted by R8RFAN:
Wrong, I am not retired and have several hundred thousand dollars , few is 3 several is less than 10
So youíre still working in your 60ís?

Fucking chump.
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R8RFAN 06:51 PM 08-29-2018
Originally Posted by lewdog:
So youíre still working in your 60ís?

****ing chump.
52 son
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KCUnited 06:58 PM 08-29-2018
Originally Posted by R8RFAN:
I was just sitting on the toilet counting my stash and thought I would take a pic for all you broke dicks who frequent this site

Lol, I remember turning 25 too.
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DaFace 07:10 PM 08-29-2018
Well, I tried.
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lewdog 08:14 PM 08-29-2018
Originally Posted by R8RFAN:
52 son
Let's get back on track.

Seriously here. I hope you aren't a decade out from retirement and sitting on a mountain of cash.

That rarely works out well against inflation and rising healthcare costs associated with aging.

I might be riding something like 60/40 or 50/50 at that time, but all that cash sitting idly by is much riskier than investing conservatively in the market.
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Unclesam 08:26 PM 08-29-2018
I will take everyones money. Thanks
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Great Expectations 09:50 PM 08-29-2018
Originally Posted by DenverChief:
Really? I pay ~$30.00/quarter for $180,000 policy on myself and another ~$10.00/quarter for an $80,000 policy on my spouse. I over pay into the policy by $30/each ($60/$40 per quarter) with a guaranteed minimum 3% return on my cash value. Every 4 years that is re-evaluated if the rate is higher than 3% that is effective for the next 4 years. If it is lower, then 3% is the minimum. IDK about you but that seems pretty damn cheap for a whole life policy with some pretty good guaranteed return or better. Cash out the policy tax free at retirement or take a loan out at anytime.

I also have a term life policy thru my job for about $12/month.
It sounds like it is tied to some sort of annuity. Low risk/low reward, it is much better than what the average person is doing, but you are leaving money on the table. Like life insurance it is probably built on some actuaries and the insurance company is betting on making money on the spread of what your dollars are earning and what they are paying.
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Cornstock 11:50 PM 08-29-2018
Originally Posted by KCUnited:
Lol, I remember turning 25 too.
The top 10ish are hundreds, the rest 20s at best. You can tell, they dont have the blue 100 stripe
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R8RFAN 02:55 AM 08-30-2018
Originally Posted by lewdog:
Let's get back on track.

Seriously here. I hope you aren't a decade out from retirement and sitting on a mountain of cash.

That rarely works out well against inflation and rising healthcare costs associated with aging.

I might be riding something like 60/40 or 50/50 at that time, but all that cash sitting idly by is much riskier than investing conservatively in the market.
That's only about 7k ... Just a little cabbage for the safe... You never know, one day the card may not work ... Remember that EMP we talked about a few years ago?
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lewdog 05:23 AM 08-30-2018
Originally Posted by R8RFAN:
That's only about 7k ... Just a little cabbage for the safe... You never know, one day the card may not work ... Remember that EMP we talked about a few years ago?
Iím not talking about the $7k.

Iím talking about your several hundred thousand dollars you likely have in a savings account somewhere.
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R8RFAN 07:54 AM 08-30-2018
Originally Posted by lewdog:
Iím not talking about the $7k.

Iím talking about your several hundred thousand dollars you likely have in a savings account somewhere.
400 is in mutual funds
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lewdog 11:02 AM 09-16-2018
At it's current price, would you buy Apple Stock?

Sell me either way.
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lewdog 05:34 PM 09-19-2018
Is no one out there making money?!?!?!
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Hammock Parties 05:38 PM 09-19-2018
Nope. IQ is still an ass.

I'm thinking about taking that money out and making a few investments in Mahomian Stocks.
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Rain Man 05:48 PM 09-19-2018
Originally Posted by lewdog:
At it's current price, would you buy Apple Stock?

Sell me either way.
I have some apple and it's been great. I'll keep it. But I still kind of wonder why that stock is so valuable. They're in a field that has lots of competition, and their niche seems to be user interface and cult loyalty. The first one of those is easy to lose as soon as someone else comes up with a great idea. I think the second one lasts as long as the first one is in place.

So I've got some, but I don't think I'd keep buying more.
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