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Washington DC and The Holy Land>What is the conservative position on student loans?
NJChiefsFan27 08:59 AM 05-24-2019
Specifically two things.

1. Is there a problem with the way things are done currently?

2. If you believe the status quo is not working, what should be done from a policy perspective to address it?
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petegz28 10:33 AM 05-24-2019
The more "free college" we hand out the more expensive college gets because colleges know they can keep raising tuition because the people paying for the "free college" will keep paying....

see how that works?
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Hammock Parties 10:34 AM 05-24-2019
I lost over $10,000 in the stock market last year.

Where's my bailout?

Maybe I should do a better job picking stocks...maybe kids should do a better job picking educations.
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Prison Bitch 10:35 AM 05-24-2019
Originally Posted by petegz28:
The more "free college" we hand out the more expensive college gets because colleges know they can keep raising tuition because the people paying for the "free college" will keep paying....

see how that works?
Easily solved by point 2:
http://www.chiefsplanet.com/BB/showp...34&postcount=5


If education is a public good then it needs to have some public good regulation, like a utility or like health care.
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Hammock Parties 10:36 AM 05-24-2019
Originally Posted by chiefzilla1501:
A lot of these people aren't stupid. They can often be trained in a specific trade or vocation if you put it in front of them. Just because they couldn't pass the sciences doesn't mean they can't be brilliant somewhere else.

And if giving people the tools to create a life for themselves keeps them off the street where they can commit property crimes, use welfare and rehab, go to expensive jail, etc... A little investment in them to prevent future cost is well worth it.
And a lot of them are.

It's not the government's responsibility to help stupid people.

And even smart people can make stupid decisions.
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Hammock Parties 10:37 AM 05-24-2019
Originally Posted by dirk digler:
We do already it is called Medicaid.
And people want even more.

Where does it end?

I'll tell you where:




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BeMyValentine 10:39 AM 05-24-2019
Get a degree where you can afford to pay back the loans. Simple economics really
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NJChiefsFan27 10:40 AM 05-24-2019
To the people who buy the personal responsibility argument, how do you feel about military veterans who have developed PTSD and various mental illnesses and have difficult getting employment or housing after they come home? I assume you also take the position that signing up for the military was a bad personal decision and we shouldn't do anything to help them.
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Hammock Parties 10:45 AM 05-24-2019
Originally Posted by NJChiefsFan27:
To the people who buy the personal responsibility argument, how do you feel about military veterans who have developed PTSD and various mental illnesses and have difficult getting employment or housing after they come home? I assume you also take the position that signing up for the military was a bad personal decision and we shouldn't do anything to help them.
Do you really want to go down this road, nimrod.

PRESIDENT OBAMA’S RECORD OF FAILURE AT THE VA
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vailpass 10:47 AM 05-24-2019
The amount of student loan money for which a student is eligible should be directly proportional to the earnings potential for the major the student for which the student is enrolled.

High earning potential eg Engineer (EE, SW, CE, CS, Systems, other), Accountant, etc. would be eligible for loans up to 100% of tuition or a certain dollar cap.


Lower earning potential would be eligible for a lower percentage of tuition or total dollar figure. If you want to major in gender studies or lesbian art history that is fine but the taxpayer will not be funding it.


Trade schools would be eligible for up to 100% state funded tuition without loans required. In the alternative they would receive lower or 0 percent interest loans for full tuition. Local industry would be eligible for tax deductions for providing teachers and internships/apprenticeships.


All loan eligibility would be contingent on maintaining a certain gpa level and would be reviewed annually.
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Shields68 10:51 AM 05-24-2019
Originally Posted by NJChiefsFan27:
This seems like a bad argument. These are teenagers being forced to make life changing decisions with all kinds of pressure from society and within their own circle of friends and family. These are people who are actively trying to get ahead in life who are arguably being preyed upon large institutions for profit. You're using the "take some personal responsibility" argument as if they are being punished for committing a crime or doing something that is irresponsible. It's very strange.
True but the vast majority of college graduates end up making more then the just the high school graduates. ($400 per week) Their earning capacity has increased substantially. The problem is that those graduates what the fancy car, big house and no debt.

Not sure why we should worry about the soon to be upper middle class, just because they can not get to the upper middle class right away and have to pay off debt which should have substantially increased their income.

That being said if the government is backing the loans and they are not dischargeable in bankruptcy, I do believe the loan should be cheap along mortgage type interest rates.
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chiefzilla1501 10:51 AM 05-24-2019
Originally Posted by Hammock Parties:
And a lot of them are.

It's not the government's responsibility to help stupid people.

And even smart people can make stupid decisions.
If the govt ignores "stupid" people, they end up committing property crimes or going to jail (which taxpayers are paying a massive cost for). There's a point where cutting off services creates a hell of a lot more cost than the actual savings. ignoring people is not the way to go.
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Prison Bitch 10:52 AM 05-24-2019
Not the govt job to help stupid people.


Hey, aren’t you excited to bring democracy to the Middle East????
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NJChiefsFan27 10:54 AM 05-24-2019
Originally Posted by Hammock Parties:
Do you really want to go down this road, nimrod.

PRESIDENT OBAMA’S RECORD OF FAILURE AT THE VA
Deflection unsuccessful. Tell us how you really feel about how government should handle veterans. Fuck them, right? They knew what they were getting into.
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Hammock Parties 10:55 AM 05-24-2019
Originally Posted by chiefzilla1501:
ignoring people is not the way to go.
Yes it is.

And that's exactly what's going to happen.

All this free college and student loan forgiveness are just far left political pipedreams.

Kiss it all goodbye in 2020.
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chiefzilla1501 10:55 AM 05-24-2019
Originally Posted by Shields68:
True but the vast majority of college graduates end up making more then the just the high school graduates. ($400 per week) Their earning capacity has increased substantially. The problem is that those graduates what the fancy car, big house and no debt.

Not sure why we should worry about the soon to be upper middle class, just because they can not get to the upper middle class right away and have to pay off debt which should have substantially increased their income.

That being said if the government is backing the loans and they are not dischargeable in bankruptcy, I do believe the loan should be cheap along mortgage type interest rates.
The problem I see is that there hasn't been a great alternative to liberal arts. Vocational and trade schools are mocked. Even though a plumber can make a hell of a lot more money than a lifelong service rep, for example. More importantly, there aren't great pathways for small towners who maybe want to go to school then return for a construction or manufacturing job. Many small towners go to college because they feel obligated to, then drop after 2 years because they can't see the benefit.
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