I'm glad I sold at 480


The high price there was artificial anyway - only hype from the split
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Bought 10 more at 350 this morning. Love it!
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Fucking NKLA.

Should have held.
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On the first day you hyped it, I bought $500 worth. It went to $650, so I sold to get my money back and kept a grand total of 2 shares of one-day profit just so I could watch it. I'm up 27 bucks today.
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The market needed a good short kick in the balls to keep everyone humble.

Too many novices suddenly thinking they are hedge fund managers
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Exactly this.
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Robinhood
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LOL.

I read r/wallstreetbets just for the LOLZ
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You should read stocktwits also. It's hilarious.
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Berkshire Hathaway and Salesforce are buying 250 million in Snowflake shares at IPO price. It was already going to be a crazy hot stock at IPO I think. Im interested but worried it's going to list and be up massively instantly
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Refinance question. We refinanced in 2016 from 4.25 to 3.6. All the recent questions on the board got me looking and I have a few friends who just refinanced below 3, which is mind blowing.

I am not sure how mortgage interest rates are determined from person to person? Such as, how did my friend secure a 2.5, 30 year and best I am getting is 2.8?

I got refinance options for a flat 3 with no points and 2.8 with points. Points are in a sense paying the lender for a lower interest rate? It looks like the points would cost me $765.

Break even for us looks like right over 4 years on refinancing and we'll definitely still be in this house. Wonder if I should wait for rates to drop even further or other questions I should be asking/considering?
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Markets!
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Wait for another .25 decrease (or increase)? I have a mortgage lender who's been able to get me the best rats out of anyone for years. I can get you in touch with him if you want (just to see their rates and shit)
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Pfizer is gonna explode as they'll be first to market with the best vaccine. Just fyi IMO.
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Best I'm getting is 3.

They might have come up some. My banker said the rates they get from Freddie Mac aren't that low.

I don't know shit about points.
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